Attached here our medical insurance
Product Summary, basically, we have 2 types of Medical Products:
1) Health Insurance (hospital & surgical)
2) Health PLUS Insurance (hospital & surgical with organ transplant extended
benefits)
Sum Insured per disability available are stated in product summary - from S$10K
to S$100K per disability plan types.
Brief summary of product
Our medical insurance product is a plan that reimburses the Insured upto the
limit for Each Disability in respect of any one insured person for
hospital &/or surgical expenses &/or other expenses, as specified in the
product summary - depending on the plan you have chosen. Disability is defined
as illness or accidental bodily injury arising from the same cause.
Our policy will pay on lump sum basis and do not restrict admission to
the type of hospital and ward. This would mean that our policy do not sub-limit
on Room & Board or Surgery. There is also no restriction on type of wards.
Product is with the SOS Emergency evacuation extension and this extension sum
insured is UNLIMITED, unlike some medical products whereby a cap sum insured is
imposed.
Major Exclusions:
- Pre-existing medical conditions (1. known pre-existing conditions and 2.
Unknown pre-existing conditions - first 12 months)
- Congenital defects or diseases
- Organ transplant
- hospitalisation not recommended by doctors
- self-inflicted injury or attempt
- cosmetic surgery or treatment
- pregnancy, chirldbirth, abortion, fertility and contraceptive treatment
- mental illness
- result of hazardous activities eg. bungee jump, motor racing, underwater
sports, winter sports etc
- terrorism, war, ionizing radiation
If you are interested after viewing the product summary, and would like us to
provide a quotation, please submit the following:
1) complete the Group Fact Find Form
2) attach list of employees with date of birth and occupation in the Group
Health Listing.