Home Insurance

Home Insurance protects your well-furnished apartment so you can have peace of mind!

Introduction

You have worked hard and invested in many precious possessions in your home - such as your home theatre system, designer timepieces, and priced furniture. Have you considered the risk your home is exposed to? What if there is water seepage, burglary, or fire? Your precious belongings may be damaged or lost, resulting in huge financial losses.

Home Insurance offers a wide coverage of loss or damage to your home contents, a 24-hour home assist hotline for emergency home repair needs, and even an additional Personal Accident coverage of up to S$10,000, so you and your home are well protected against all risks.

Coverage and Benefits

Benefits Sum Insured Limits
Section I
Damage to Buildings, including landlord’s fixtures & fittings, patios, terraces, footpaths, drives, walls, fences, gates, swimming pools and tennis courts around and pertaining thereto Up to full rebuilding costs
Loss of Rent or Alternative Accommodation expenses during the period your home is being refurbished up to 20% of sum insured for Buildings
Cost of Removal of Debris after loss up to 10% of sum insured for Buildings
Architects, Surveyors and Consultants Fees for rebuilding of your home after loss up to 10% of sum insured for Buildings
Legal Liability to Public as Owner of your home up to S$1,000,000
Section II
Accidental Loss or Damage to Home Contents Flexible
Loss of Rent or Alternative Accommodation expenses during the period your home is being refurbished up to 20% of sum insured for Contents
Cost of Removal of Debris after loss up to 10% of sum insured for Contents
Architects, Surveyors and Consultants Fees for rebuilding of your home after loss up to 10% of sum insured for Contents
Temporary Removal of your property from your home to anywhere in Singapore up to 15% of sum insured for Contents
Accidental Loss of or Damage to Pedal Cycle at anywhere in Singapore up to S$500
Cost of Replacement of Lock & Keys following accidental damage up to S$500
Accidental Loss of or Damage to Contents other than Valuables while in the course of household removal by professional packers to new permanent residency within Singapore up to sum insured for Contents
Loss of Cash anywhere in Singapore up to S$500
Loss following Fraudulent Use of Credit Cards up to S$5,000
Accidental Death to dogs and/or cats up to S$500
Spoilage of food in your refrigerator due to accidental breakdown up to S$500
Personal Liability to third parties anywhere in Singapore and during visits overseas up to S$1,000,000
Legal Liability as Employer to domestic servant up to S$10,000,000
Section III
All Risks on Valuables anywhere in the world Flexible
Section IV (Free Cover)
Accidental Death & Permanent Disablement for accidental bodily injury Insured & Spouse - S$10,000 each
Children - S$5,000 each
Section V (Free Cover)
Emergency Home Assistance Available

Click here to enrol for the Home Insurance via Enrol here.

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