Gold House General Insurance
provides a comprehensive coverage for your domestic maid:
Section
Coverage
SUM
INSURED
Plan
1
Plan
2
Plan
3
1.
Personal Accident
A)
Accidental Death
S$40,000.00
S$40,000.00
S$40,000.00
B)
Permanent Disability
S$40,000.00
S$40,000.00
S$40,000.00
C)
Outpatient Medical Expenses
S$1,000.00
S$3,500.00
S$5,000.00
2.
Repatriation
Expenses
S$10,000.00
S$10,000.00
S$10,000.00
3.
Hospital
& Surgical Expenses
Annual Limit
S$30,000.00
S$15,000.00
S$36,000.00
S$18,000.00
S$40,000.00
S$20,000.00
4.
Termination
Expenses
NA
S$250.00
S$500.00
5.
Wages &
Levy Reimbursement
NA
S$20.00
/ Day
Max 60 Days
S$30.00
/ Day
Max 60 Days
6.
Recuperation
Benefits
NA
S$20.00
/ Day
S$30.00
/ Day
7.
Security
Bond
S$5,000.00
S$5,000.00
S$5,000.00
Premium
After GST
S$246.10
S$267.50
S$299.60
8.
Optional
Cover:-
Bond Protection (Excess S$200)
Additional
Premium - S$53.50
Depending on the plan you have
selected, here is the summary of basic coverage for 26 months:
Personal
Accident
24 hours worldwide cover for death, permanent disablement
resulting from an accident. This also includes medical expenses
for treatment of accidental injury.
Repatriation Expenses
We will pay for conveyance of the maid to her country of origin
following an accident, sickness or disease which results in her
permanent total disablement as defined under the policy.
Hospital
and Surgical Expenses
Reimbursement of all necessary charges incurred by your maid as
an in-patient as a result of accidental bodily injury or
illness.
Termination
Expenses
Reimbursement of charges incurred in respect of termination of
maid’s services as a result of being certified by a registered
physician or surgeon to be medically unfit to work.
Wages
and Levy Reimbursement
Reimbursement of pro rata wages and levy
imposed by the government should you suffer from loss of
services from the maid caused by her hospitalization due to an
illness or accident.
Recuperation Expenses
We will pay for the maid's daily recuperation benefits - during
the maid's stay in a hospital as insured under Section 3 -
Hospital and Surgical Expenses of this policy.
Security Bond
This security bond replaces the S$5,000.00 security deposit to
be submitted to the Controller of Immigration. You,
the Employer are required to execute a counter indemnity.
If you are a foreigner, a local
guarantor or registered company is required as a third party
guarantor.